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Through detailed analysis of your cash conversion cycle throughout your physical supply chain, our Customised Trade Solutions team offer you structured and tailored solutions that optimise working capital, mitigate your risk and ensure optimal liquidity from your underlying trade-related assets to help you grow your business.

As money experts who do good, our deep understanding of local and regional sectors and markets, coupled with our knowledge of trade regulations, rules and best practice, allows us to combine our passion for our clients’ success with value-added service to enable us to partner effectively with you through every stage of your businesses growth.

We offer the following finance solutions:

• Supply chain/Payables finance – allows you to extend days payable without impacting trade terms.
• Invoice discounting, ‘with’ or ‘without’ recourse structures – allows you to convert days sales outstanding to cash.
• Stock finance – approved stock (on application).
• Finance under collateral management/Borrowing base facilities for qualifying debtors and stock.
• Discounting and finance of trade instruments.
• Capital goods import finance.
   

Optimise your working capital cycle with Supply Chain Finance from Nedbank. Structured to benefit both the buyer and supplier, this innovative supplier financing option positions Nedbank as your leading working capital partner.

How it works

Supply chain finance is essentially a “benefit now, pay later” financing option. When the supplier sends an invoice, Nedbank settles is as soon as the buyer approves it. This gives the buyer time to pay back Nedbank while enjoying the supplier discounts for early payment.

Benefits for the buyer

• Optimised working capital: Longer payment terms without late penalties.
• Strengthened supply chain: Improved relationship with suppliers because of quick payment, ensuring improved products and services.
• Improved processes: More streamlined creditor management process

Benefits of the supplier

• Cash flow: Quicker invoice payment means improved liquidity.
• Cost of funds: Potentially lower funding cost for days receivable (for supplier)
• Relationships: Mutually beneficial relationship between the buyer and supplier.
• Sustainability: Improved products and services and a strengthened supply chain
  

Our end-to-end solution offers you fleet cards, cardless fuelling mechanisms and managed maintenance, as well as vehicle purchases and disposal. There is also our comprehensive range of NedFleet services that offer you the flexibility and affordability you need to run your vehicle fleet cost-effectively.

With our key focus on providing you with customised solutions, we offer a variety of services according to your business needs, as well as a comprehensive suite of vehicle-specific fleet cards. We also offer two vehicle finance choices:

• Full-maintenance lease, which offers usage rather than ownership, with all services, repairs and maintenance included in the lease, including tyres if you requested it in the original quote.
• Operating rental (Oprent), which provides the benefits of usage rather than ownership, with maintenance costs excluded from the monthly rental fee. You are therefore responsible for maintaining the vehicle throughout the contract period.