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Credit ratings

Details of the credit ratings assigned to Nedbank Limited and Nedbank Group, as well as the sovereign credit ratings are provided below. The ratings are assigned by Moody's Investor Services and Standard & Poor's Rating Services.

Moody's


	Nedbank Limited	Sovereign rating SA
	October 2018	October 2018
Foreign currency deposit ratings
Long-term	Baa3	Baa3
Short-term	P-3	P-3
Outlook	Stable	Stable

Local currency deposit ratings
Long-term	Baa3	Baa3
Short-term	P-3	P-3
Outlook	Stable	Stable

National Scale Rating
Long-term	Aa1.za
Short-term	P-1.za
Outlook	Stable

Standard & Poor’s

	Nedbank Limited	Sovereign rating SA
	October 2018	October 2018
Foreign currency deposit ratings
Long-term	BB	BB
Short-term	B	B
Outlook	Stable	Stable

Local currency deposit ratings	BB	BB+
Long-term	B	B
Short-term	Stable	Stable
Outlook

SA National scale
Long-term	zaAA+	zaAA+
Short-term	zaA-1+	zaA-1+
Outlook	Stable	Stable